Here’s the Deal, in Plain English
Two big ideas: stop taxing work, and let competition — not bureaucracy — make health care affordable. Start with the questions below, and dig as deep as you like. The full technical blueprints are always one click away.
The American Shareholder Trust
Instead of taxing your work, your home, or your savings, the country becomes a quiet, non-voting partner in big-business growth — and that's how it funds itself. Your paycheck is yours to keep, every small business pays nothing until it grows into a giant, and a monthly rebate keeps the necessities of life tax-free.
The country only ever shares in new growth — what you already own stays yours.
The questions everyone asks
What happens to my paycheck?
Income tax and payroll tax go away entirely — your take-home pay becomes your full salary. And if your employer was paying for your health insurance behind the scenes, that money is added to your wages by law.
The average employer pays about $15,000 a year for family health coverage that workers never see. Under the plan, that becomes salary — an immediate raise. An employer who pockets it instead owes a 120% penalty, so it's mathematically cheaper to pay you than to cheat you.
See what your raise would beIf nobody pays income tax, how does the government pay for anything?
Two ways. When very large companies grow, the country takes a 40% share of just the new growth — paid in stock, not cash. And a simple sales tax is built into the price of things you buy. Together they raise more than today's entire tax code.
The growth share brings in about $2 trillion a year and the sales tax about $3.8 trillion — $5.8 trillion total, with every number published where anyone can check it.
How the growth share worksIs this a new tax on my house, savings, or 401(k)?
No. Nothing you already own is taxed — not your home, not your retirement account, not your savings. The growth share only applies to fortunes above roughly $29 million and companies making over $50 million a year.
Those triggers are tied to national statistics, so they can never quietly creep down to the middle class the way old tax brackets did. The housing surcharge targets speculators buying up neighborhoods — the home you live in is exempt.
Read about the thresholdsA 20% sales tax sounds like a lot. Won't that hurt families?
Before you spend a dollar, a monthly rebate lands in your account sized to return the tax on essentials — groceries, rent, utilities. Add zero tax on your paycheck, and most families come out well ahead. You're taxed only on what you choose to buy beyond the basics.
Because the rebate refunds the tax on necessities up front, a family that spends carefully pays almost nothing, the middle class pays only on extras, and the biggest spenders pay the most. You decide your own tax bill at the cash register.
How the dividend worksI already paid taxes on my savings. Do I get taxed again when I spend it?
No. On day one, you register your savings and receive a credit worth 20% of it. The sales tax comes out of that credit — not your pocket — until your old money has stretched exactly as far as it used to.
Read about the savings creditWhat if I own a small business, or want to start one?
You pay zero — no corporate tax, no capital gains, nothing — until you pass $50 million a year in revenue. Even then, you never owe cash: the country takes a small slice of new shares, and you keep full control.
A founder can grow a company from $0 to $49 million in revenue without paying a dollar of tax — by design, to make America the best place on earth to start something.
How payment-in-stock worksThe American Healthcare Trust
Health care splits into two doors. Door one: everyday care with a private family doctor you choose, with no copay and no paperwork. Door two: the big stuff — surgery, specialists — in a competitive private market where every price is posted publicly and legally binding, and your insurance runs the show for far less.
Everyday care
A private family doctor you choose. No copay, no paperwork.
The big stuff
Specialists & hospitals — compare honest prices like airline tickets.
Routine care gets simple; major care gets honest price tags and real competition.
The questions everyone asks
What actually changes for my family?
You pick your own private family doctor, who handles everyday care — checkups, vaccines, kids' ear infections, blood pressure, diabetes — with no copay and no claim forms. For anything bigger, like surgery, you shop a competitive private market with prices posted up front. Your insurance keeps running the show; it just gets a lot cheaper.
How the two halves workDo I lose my current insurance?
No — private insurance still drives the entire system. It simply stops paying for routine checkups, so premiums fall roughly 40% and it goes back to covering the big, rare, expensive events it was built for.
Today your premiums quietly fund an army of paperwork for routine visits. Move that everyday layer to your own family doctor, and insurance does its real job — covering surgery, cancer, and trauma — in a competitive market where every price is posted and legally binding.
Read the full blueprintWill I finally know what things cost?
Yes. Every hospital and specialist must publicly post real, all-in prices — and the posted price is legally binding. No more surprise bills. No more $80 aspirin.
If a hospital posts a surgery at $10,000, it cannot bill $50,000 — the payment system automatically rejects any invoice that doesn't match the posted price. You can compare prices the way you compare flights.
How binding prices workWhat if I can't afford insurance for the big stuff?
Families in the bottom 40% of incomes get a $5,000-a-year voucher to buy the exact same private insurance as everyone else. No separate clinics, no second-rate care.
Read about the vouchersWhat about my mom, who doesn't do smartphones?
Everything runs through one plastic card — no apps required, ever. Clinic staff are legally required to help: they read the price comparisons out loud and handle the digital side for her.
How the card worksWhy would doctors do a better job under this plan?
Because they get paid for results. Family doctors earn a bonus when their patients actually get healthier — so the sickest patients go from being avoided to being the ones doctors most want to help.
How the bonus is calculatedThe Full Blueprints
Every proposal, written down where anyone can read it — thresholds, formulas, edge cases and all. No surprises, nothing hidden.
Shareholder Trust blueprints
The money side, in full technical detail.
- The Autopilot ThresholdsActive Campaign
These rules only kick in above $29 million — and they can never creep down to you.
- The International Access ModelDrafting
Foreign mega-companies pay for access to American customers — no more hiding in tax havens.
- The Legacy Savings CreditActive Campaign
Money you already paid taxes on will never be taxed again. Period.
- Engine A: The Sovereign Equity FundDrafting
When big companies grow, the country gets a share of the new growth — paid in stock, never cash.
- Engine B: The Liquidity PumpDrafting
One simple sales tax, already built into the price tag. No forms, no filing, no April 15th.
- The Citizen's DividendPassed
Nobody pays a dime of tax on the basics — the sales tax on necessities is rebated to you up front.
Healthcare Trust blueprints
The health side, in full technical detail.
- The Bifurcation ModelActive Campaign
A private family doctor with no paperwork — and honest, posted price tags on everything else.
- Cryptographic DefensesDrafting
One plastic card replaces the paperwork — and makes the most common kinds of fraud impossible.
- The Health Delta BonusDrafting
Your doctor earns a bonus when you get healthier — not when you come back sicker.
- The Solvency Voucher ProgramPassed
No separate 'poor people's clinics' — those who need help get money to buy the same insurance as everyone else.